TRIBEathlon Podcast

Episode 14: Episode 14: Tim Heming is a 220 Triathlon journalist that lives and breathes the sport. You’d struggle to fill the back of a stamp with who and what Tim doesn’t know about in the world of triathlon, so I wanted to explore what’s happening in the world of triathlon through and post COVID-19, the stand out products that are improving times, what we can learn from the professionals and the Tokyo Olympics.

Episode 15: Phil Graves is the youngest ever winner of an Ironman, a 3 times runner up in Ironman Wales and a former training buddy of the Brownlees. In this interview I got the opportunity to explore how Phil stays motivated through the difficult times, how he combats injury and his somewhat unique approach to pre-race nutrition.

What I’ve Been Watching

It’s a shame that we won’t get to see England play the All Blacks this autumn; seeing this sporting spectacle live at Twickenham in 2018 where England so nearly won, and arguably should have after a dubious decision, is one of my sporting highlights to date. So this week I took to watching ‘Chasing Great: The Richie McCaw Story’, a documentary on the All Blacks legend as he tries to guide them to an unprecedented back-to-back double of World Cup victories. For someone that achieved so much, he is an incredibly grounded guy.

TED Talk I’ve Found Interesting

Finding the right mate is no cakewalk – but is it even mathematically likely? In a charming talk ‘The mathematics of love’, mathematician Hannah Fry shows patterns in how we look for love, and gives her top three tips (verified by maths!) for finding that special someone. A funny way to see how mathematics can be applied to almost any area of our life!

What I’ve Been Reading

How to Fail: Everything I’ve Ever Learned From Things Going Wrong’ is a book about…. well how to fail I suppose. Did that introduction fail to impress you? In this book acclaimed fiction author, Elizabeth Day, reflects back on her own life of failures, as well as those from the celebrity guests of her popular podcast, How to Fail (I particularly enjoyed the episode with Phoebe Waller-Bridge). The book is funny, painfully honest and an insightful celebration of things going wrong. Whilst they might be a little young for it yet, it is definitely a book I’ll be encouraging my girls to read in due course.

Quote of the Week

“Most people spend more time and energy going around problems than in trying to solve them.”

– Henry Ford

Finance Theme I’ve Been Considering

This week I was chatting to a client who will be exiting their business over the next couple of years. The exit will mean he has more money than he will need for his lifetime. The downside of selling a business is that you give up an asset that is free of Inheritance Tax and swap it for cash that isn’t. However, because the shares are free from IHT, he can gift some of them into a trust now so that, when he sells them, they are outside his estate for IHT purposes. This can save his children 40% on these proceeds. This is just one opportunity to save tax when selling a business, but it highlights why it is good to have these conversations in advance of the transaction.

If you or someone you know is planning on selling a business in the next few years, it is good to start the planning conversations early. Do get in touch if you need any advice or assistance with this.

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